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Mechanics

  • Only HMO-covered employees are eligible in the program.
  • Employee must:
    • Upload digital copies of their receipts,
    • Submit the original copies of their receipts, and
    • Sign the receipt log to complete request.
  • To be covered, medicines must be:
    • For the employee's personal use,
    • Prescribed by a Maxicare-accredited doctor, and
    • Ethical drugs only.
  • Ethical drugs that may be used for cosmetic, aesthetic, or purposes other than indicated on the drug label, or drugs that are elective in nature are not covered in FlexMed.
Types Examples MedEnsure FlexMed
Ethical drugs Metformin, Amlodipine, Amoxicillin
Over-the-counter (OTC) drugs Paracetamol, Loperamide, Ibuprofen
Essential vitamins Vitamin B complex, Ferrous sulfate,
Folic acid
Non-essential vitamins Vitamin E, Multivitamins + Minerals
Drugs that may be used for weight loss GLP1, Orlistat
Cosmetic, aesthetic, off-label, or elective drugs Glutathione
COVID-19 boosters, vaccines
  • Employee must submit the digital copies and original copies of their receipts for reimbursement within thirty (30) calendar days after the receipt date.
  • Employee must submit receipts before their resignation date.
  • MedGrocer will process valid receipts for reimbursement. Valid receipts are official receipts or sales invoices with Authority to Print from the Bureau of Internal Revenue.
  • MedGrocer will process orders for:
    • Up to Php 10,000 per year for Version 1 employees, and
    • Up to Php 2,500 per quarter, totaling in Php 10,000 FlexMed allowance per year for Version 2 and 3 employees.
  • MedGrocer will follow the payment details submitted by the employee through the website. MedGrocer will not be liable for wrong transfers resulting from typographical errors and other issues personal to and resulting from employee’s actions.
  • FlexMed disbursement is within 10-20 business days after the date signed off by employee in the receipt log.
  • For Version 2 and 3 employees, MedGrocer will use the receipt date as a basis to identify which quarter the reimbursement claim falls under. See table below for the dates covered per quarter
Quarter Dates Covered Allowance per Employee
First Quarter January 1 - March 31 Php 2,500
Second Quarter April 1 - June 30 Php 2,500
Third Quarter July 1 - September 30 Php 2,500
Fourth Quarter October 1 - December 31 Php 2,500